Hip dysplasia is also covered as long as it is not a pre-existing condition. “Aggregate Limit” shall mean the maximum amount “we” will pay for all “covered incidents” as shown on the Declarations Page of this policy. She is responsible for strategy and business development. including stress, poor appetite, and numerous physical ailments.


Does not offer 24/7 customer service. by calling the company or reading the most current policy.

Approximately $24 - $115 depending on the plan, species, addons, etc, Conditions that occur during the waiting period, Expression or removal of anal glands or anal sacculitis, Orthodontics, endodontics, treatment of periodontal disease and removal of deciduous teeth, Treatment of foreign body ingestion, occurring more than once per policy period. If your pet has a cruciate injury that is pre-existing but injures another leg after the 12-month waiting period, it will not be covered. PetFirst also gives discounts to customers who choose to pay on a yearly rather than a monthly basis. 1. Excellent coverage, great rates and ideal for multi-pet households. 9.

express permission of the author. All claims must be submitted in writing within 90 days of the treatment date or date of the receipt furnished to “you” in connection with a “covered service”.

14 days after the policy effective date for illness. 20. Acupuncture has a long history of helping to cure countless ailments, so it’s no surprise that it’s now being used to treat the furry members of our family. Special Coverage

Average monthly price for cat owners is around $18.

A deductible shall apply to each “covered incident” during the “policy period”, as shown on the Declarations Page. Even ailments like headaches and nasal congestion can be resolved through chiropractic care. However, there is one major drawback to holistic treatment options. THIS IS A SAMPLE POLICY -- when speaking with a PetFirst Healthcare agent to activate your plan it is up to you to determine if this plan meets your needs. The coverage shall include physical injuries (broken bones, lacerations, sprains, bites, etc). A “lost” pet, for purposes of determining applicability of this policy, is one that has strayed or otherwise disappeared from “your” physical custody and supervision, the location of which is not known to “you” at the time of the accident from which the need for emergency medical services arises or at the time of the transportation of “your pet” to the veterinary facility following such accident. With an average review score of 4.6/5, see reviews from PetFirst customers below. Wellness

if a Claim is Filed? Acupuncture stimulates these areas to unblock these points. PetFirst is available Monday through Friday from 8am-9pm EST, or Saturdays from 10am-6pm EST. occur during the waiting period.

“Your” coverage begins on the effective time and date shown on the “documents of insurance”. You must pay the premium that applies to your policy to keep it in effect. , there’s a lot more to holistic health and there are a number of benefits your pet can gain from visiting a veterinarian that practices it.

read policy for full coverage details), (partial listing, please read policy

They also offer reimbursement levels of 70%, 80%, and 90%.

[INCLUDED] -- Tom Arnold, Founder, PetHub, Inc. "The EmergencyFirst pet insurance shall protect a pet’s health if injured while lost for a period of 12 months. state to state.

The waiting period is 12 months. Pricing depends on breed, age, size, whether your pet is spayed or neutered, and the deductible and reimbursement level. charts are created based on my research. The annual limits depend on which plan you get. “Insured” shall mean “you”, the pet owner/insured policyholder. GENERAL CONDITIONS Brent was the CEO of the Kentucky Humane Society prior to PetFirst. Rate Details: Annual Limit: $1,000, Per-Incident Deductible: $500, Reimbursement Rate: 70%. Normally if a pet has been diagnosed with a bi-lateral condition, the insurer will not cover any issues that arise on the untreated side.

Holistic health focuses on the whole animal. 5% for 2nd pet and 10% for 3rd and subsequent.

“We” (PetFirst Healthcare) will pay only for “covered services” rendered during the “policy period”. PetFirst offers per incident deductibles in the amounts of $50, $100, $250, and $500.

and their pets. “You are what you eat.” As true as this is for people, it’s also true of our animal companions.

after Brent had to put his dog down following an injury. information can change quickly. 3.

There are no per-incident or per-lifetime limits when insured by PetFirst. 5Accident coverage is midnight EST as of the day of enrollment compared to wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the day of enrollment compared to 14 to 30 days for many competitors. 2. Time and travel expenses to the “veterinarian’s” premises or hospital.



10. A sample policy of the EmergencyFirst pet insurance is attached hereto as Exhibit A.
Price Range for Dogs: $28 to $36 per month.


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